The biggest question for creatives who regularly earn money by selling images, graphics, or videos as Adobe Stock Contributors is—which payment platform will be the most profitable and hassle-free to withdraw the money they earn? Two popular options currently are Payoneer and Skrill. Both of these platforms are used as Adobe Stock payment systems, but there are differences in fee structure, transfer speed, support, security, and everything.
In this article, we will analyze using verified data as of June 2025—Payoneer vs Skrill: Which is the best payment platform for Adobe Stock Contributors?. Along with that, you will get to know which platform offers low fees, easy transfers, and secure transactions. Take a look at the analysis below, and make the right choice for yourself.
✅ Benefits of Payoneer
- Multi-currency support: Receive and send money in 150+ currencies in 200+ countries.
- Free Account: If you trade more than $2,000 per year, there is no annual fee.
- Fast Ventures at Local Banks: In many countries, money is available within 1-2 business days on Just.
- Payoneer-to-Payoneer Transfers Free: Money can be transferred between account holders at no cost.
- Capital Advances for Large Payments: Loans up to $80,000 are available through Amazon and Walmart.
❌ Payoneer Limitations
- Unsafe fee structure: Decided to increase fees from March 2025, such as Payoneer-Payoneer does $4 for small transactions and 1% for large transfers.
- Unmotivated customer service: Sometimes, there is a delay in locking an account or resolving a problem.
- Hidden Fee Cycle: Annual fees, card costs, and various hidden fees can creep up on you all the time.
- Large Receiving Fee: Some countries charge an annual fee of $29.95 for less than $2,000 per year.
- Various volatile fee changes: Users don’t know when and how much the fee will be.
Can Read: Payoneer Vs Skrill: Which Is Better In 2025? Full Guide
✅ Benefits Of Skrill
- 40+ Currency Support: Skrill allows you to open wallets in many currencies.
- Free international transfers: No fees for importing money from the USA; £4.76 to UK/SWIFT.
- Crypto, E-Commerce Integration: Benefits of payment gateway integration in Shopify, Wix, etc.
- Strong security: SSL 128-bit encryption is used.
- Free cards: US-Visa or EEA-Mastercard are mostly free, £2.50 at ATMs.
❌ Skrill Limitations
- Account Inactive Fee: A monthly charge of €5 applies if the account is inactive for a year.
- Currency conversion fee 3.99%: Higher than Payoneer (0.5–3.5%).
- Verification problems: It takes a long time to verify a bank account.
- Limited for business banking: Cannot send directly from Skrill to business banks.
🎯 Payoneer vs Skrill for Adobe Stock
- Adobe Stock allows payout requests at $25 via PayPal, Payoneer, or Skrill.
- Payoneer charges a flat $3 withdrawal fee.
- Skrill payments may take 2–3 days, whereas Payoneer is generally faster.
🔍 Comparative Table
| Feature | Payoneer | Skrill |
|---|---|---|
| Initial Cost | Free if >$2K/year; otherwise $29.95/year | €5/month after 12 months dormant |
| Currency Conversion | 0.5–3.5% + markup | 3.99% |
| Card/ATM Fees | $29.95/year + $3.15/ATM | €10/year + €2.50/ATM |
| Customer Support | Fast but occasional freezes | Present but slower |
| Currency Coverage | 150+ currencies, 200+ countries | 40+ currencies, 200 countries |
For Adobe Stock contributors:
- Payoneer is ideal for fast payouts, batch payments, and lower fees on large amounts.
- Skrill is a viable alternative with free inbound transfers and good security, but slower payouts and higher fees.
Consider your transaction frequency, country of residence, and payout preferences. Using both services can also optimize your payment strategy.
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FAQ
How does Payoneer work with Adobe Stock?
Payoneer can be linked directly to Adobe Stock as a payment option. You can easily withdraw your earned dollars by adding Payoneer to your Adobe Stock account.
Can I receive Adobe Stock payments with Skrill?
No, Adobe Stock currently only accepts payments via Payoneer, PayPal, and bank transfer. Skrill is not on this list.
Is Payoneer better than Skrill for freelancers?
Yes, Payoneer is quite convenient for freelancers as it works in 150+ currencies and also supports major platforms like Adobe Stock, where Skrill is limited.
What are the monthly charges for Skrill?
If you are inactive on your Skrill account for 12 months, a charge of €5 is deducted per month.
How many days does it take to receive money in Payoneer account?
It usually takes 3-5 business days for the money to arrive at Payoneer from Adobe Stock. However, once the funds arrive at Payoneer, they are available for use immediately.
Payoneer and Skrill – Which card has more benefits?
Payoneer Mastercard is accepted worldwide and offers ATM withdrawals, although the annual fee is a bit higher. Skrill card works well in Europe, but has higher fees and restrictions.